LoanChamp Easy Pera Instalment 1.5.0

LoanChamp Easy Pera Instalment 1.5.0

Y Finance Inc. – Freeware – Android
out of 10310 votes
Latest Version
1.5.0
Safe to install
VERY GOOD User Rating

LoanChamp is a platform that offers affordable online peso loans to a diverse range of customers in the Philippines. Whether you're employed, self-employed, a freelancer, or a seafarer, LoanChamp is flexible and accessible to everyone.

Applying for a loan is easy and convenient with LoanChamp. Simply download the app on your smartphone and register using your mobile number. LoanChamp supports cash-outs through most bank accounts, e-wallets, and remittance centers.

LoanChamp prioritizes the security and privacy of its customers. When applying for a loan, you can trust that your personal information is protected. To complete your loan application, you'll need to verify your identity and submit the required documents through the app.

The application process is straightforward, with simple requirements that include one valid government ID, proof of employment, age between 20-65, and Filipino residency.

Loan amounts range from ₱2,000 to up to ₱500,000, depending on the specific product and your credit history with LoanChamp. Repayment terms are flexible, with options ranging from 91 to 180 days based on your budget and financial plan. You also have the flexibility to pay off your loan earlier to reduce interest charges.

LoanChamp prides itself on being affordable and accommodating to different budgets. With a normal interest rate of 24% per year and a 7% processing fee deducted from the net proceed, the maximum Annual Percentage Rate (APR) is capped at 31%. For example, for an amount of P5,000.00 with a loan term of 120 days at a 24% interest rate per year:

  • The monthly payment is: P1,313.12
  • The total interest for the entire loan is: P252.48
  • The processing fee charged is: P350.00
  • The total payment is: P5,252.48
  • The Effective Interest Rate (EIR) is: 39.4095%
  • The APR is: 36.65%

If you have any more questions, LoanChamp provides a Frequently Asked Questions section on their app. You can also reach out to their Customer Care team through email at [email protected], or by calling (02) 8821 9618. You can also find them on Facebook at @LoanChamp.

LoanChamp operates under Y Finance Inc., an authorized financing company with SEC Registration No. CS201800494, Certificate of Authority No. 1163, and TIN 009-949-414-000. Their office is located at 11 Fl, 88 Corporate Center, Sedeno, Makati, NCR.

Overview

LoanChamp Easy Pera Instalment is a Freeware software in the category Business developed by Y Finance Inc..

The latest version of LoanChamp Easy Pera Instalment is 1.5.0, released on 01/11/2024. It was initially added to our database on 01/11/2024.

LoanChamp Easy Pera Instalment runs on the following operating systems: Android.

Users of LoanChamp Easy Pera Instalment gave it a rating of 4 out of 5 stars.

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